Monday, April 9, 2012

Beware! Caritas Health Sheild Scam!

This is to warn you about the so called SCAM of the Caritas Health Sheild representatives.

This scam has been around for so many years now and they still keep on practicing it. Why do these guys keep doing it? Simply because there are lots of people that can be easily cheated by this strategy.

1. They will send you a text or even give you a call informing that you were selected among the few to receive benefits from Caritas ("freebies" and or "free health card") and need to claim it in their office. In addition to that, they would also ask you to bring your valid IDs, Credit Card, etc.

2. Once you drop by to their office, they will let you talk to their representatives/agents to discuss regarding their health insurance before giving you the "freebies" which really are not worth-it.

3. They'll discuss with you all their insurance plan (which is obviously the main purpose of all the texts and calls you received), and will convince you so by making "tricky words" and irresistible insurance package for you to swipe your credit card "at once" to avail their so called promo... Once you swipe your credit card with the insurance plan, that's it! You're done. If for example they assure you before you swipe your card that you can cancel your credit card payment any time within the week, they will deny it straight in your face specially if there is no written/signed agreement for this matter.

A successful swipe of your credit card means another successful modus operandi for them. Note that you cannot claim a refund of your money once you are billed. It is their legal way of committing fraud so to speak. They already studied all the legalities and you cannot win even if you file a complaint about this issue.

When trapped in this situation, please do have a black and white agreement for "every" transaction with them. Ask for the copy of the insurance package they discussed with you because most of these tempting packages are not included in the final copy of your insurance policy plan. So sad that Doctors consultation fee are also not included in this package. Bottom-line is: Don't ever swipe your card or involve any transactions concerning money. 

To save your precious time and effort and to avoid being fooled by this SCAM, what we can do right now is to ignore all their annoying messages and calls and inform others as much as we can about this fraud.


*** BEWARE!!! ***

Here are some of the agents involved in the half baked policy agreement / scam.
Bhavelyn Kim Uson
Jun Asuncion
Lea P. Anciro

Dahlia Sy
Elizabeth Go

You may also check additional names of agents mentioned in the comments section below for additional information.

See image below:














Updated November 14, 2013.
Kindly SHARE this information to your relatives and friends.

143 comments:

  1. i just recieved a text from them, thanks for the blog! i thought it was legit because i recently made a dentist appointment in makati, i was thinking maybe it was really true, i am so glad i found this blog!

    ReplyDelete
  2. 've also been receiving text messages from them and even informed me a while ago that they need me at their office anytime this week...

    Thanks for this info since I smelled something fishy going on out here.

    ReplyDelete
  3. Thanks for this notice, I got a text and I don't normally get excited with these coz I always think on default that it's a scam.
    Mine was sent by someone named Dahlia Sy.

    ReplyDelete
    Replies
    1. I also added Dahlia on the list... for us to checkout.
      Thanks for the info.

      Delete
    2. I just received a text from Dahlia Sy. Thanks for your input.

      Delete
    3. I also been receiving text messages and a call from Ms.Leila Yap and even informed me a while ago that they need me at their office to claim a health card ...wow!

      Delete
  4. Me too, i just received a call because i ignore their text message.
    thank you for confirming my hunch.

    ReplyDelete
  5. iskibiel ...tnks for this info...im even planning to go to their office tomorrow....buti nag search muna ako about these modus...

    ReplyDelete
  6. Thanks for the information. It's a good thing I searched for it in the web and found this post. I also received the same text from them, informing me that I can have a free medical examination, etc.

    ReplyDelete
  7. I just received a call minutes ago. She said shes from caritas health shield and I was chosen from a raffle. nakuha daw nila name ko from referral. obviously, sinungaling siya dahil natetense siya sa mga tanong ko. nagduda na ako agad. puntahan ko raw agad bukas dahil daw hanggang tomorrow na lang pwede iclaim ang free card. eto ung address:

    146 2nd flr bencom bldg., west ave qc. tapat ng lanbank

    Thank you for posting this. You saved people sa mga mapagsamantala. :D

    ReplyDelete
  8. ooopps!!! It means, I'm already one of their victims?!

    ReplyDelete
  9. Someone called ke regarding dis and ako pa cnbhan na unethical.. Bastos kausap.. Sabi nya referal fr banks daw nya nakuha ung # ko.. Ako pa cnbhan na ausin ko ung pananalita ko.. Bkt dw cla papupunthn ko s ofis namin eh my ofis nman dw cla.. Unethical dw un.. She doesnt even know what dat means haha tnxt ko sbi ko, d k nttkot db? Anong fullname mo at address nyo? D na ngreply haha..

    ReplyDelete
  10. Please beware! They called me saying they are from GLOBE and my number was electronically raffled and won a health card and that they will just text me the details on where i can claim it. They texted me details of this company "CARITAS HEALTH SHIELD, INC." So i called GLOBE and inquired about this. GLOBE said they are not in any way connected to this company. They have actually been texting and calling me from time to time pero this time, ginamit na talaga nila ang GLOBE. Grabe!! SCAMMER talaga!!!

    ReplyDelete
  11. Wow buti na lang nag-search muna ako about this. Dati na silang nagtetext sa akin pero di ko pinapansin, ngayon ko lang pinansin kasi kailangan ko. Pupuntahan ko na dapat bukas, buti nagtingin muna ako. Di ko na lang sisiputin bukas ang mga yun.

    ReplyDelete
  12. Yeah! I also rcvd text msg frm tin yao. Free daw family health card pero sa out patient ng caritas clinica.tnwagan ko ang landline may nakausap ako hnd nga lang ung tin yao. Ann smthng forgot her lastname. Sa likod ng bpi dw sa ayala ang ofis. Haha. Bti d pa ako nagpunta. Thanks sa info.

    ReplyDelete
  13. I also received a call earlier about this matter from Elizabeth Go (cel#09151891080).

    ReplyDelete
    Replies
    1. Like everybody else, I received several messages and persistent calls from their staffs.

      I believe everybody has the right to know another perspective about this issue.

      Finally, just this January 25, 2014, when I had the time and opportunity to claim my "medical card" I dropped by their office.

      At first I was reluctant to get inside, but their officers are just so pleasing, they finally convinced me to sit down with them. It was explained to my how they got my number, why I was chosen, and where I could use the card. After that she asked if its okay with me if she presents the latest product of Caritas. (Of course, saying no is totally impolite) so to cut the story short, they hit my button and convinced me to save for my family's future.(Loving my wife and kiddo is my life.)

      When I got home and told my wife my "misadventure" in caritas, I was surprised that she did not make any violent reactions, she just smiled at me instead. She just smiled. It made me so happy about my decision that it made me transfer my benefits to hers.

      March 1, 2013 we received the health card of my wife. And talk about déjà vu, a day after we received the health card, she was slipped and hit her head in the bathroom floor leaving her unconscious. (you wouldn't want to know the details) and heck! I was in the office!

      I just found out when I received a call from our helper that my wife is rushed to St. Agnes. I was so worried and I could not focus on the training I am conducting. ( Obviously, I can't freak out in front of my trainees)

      I was just somehow made calm when they passed the phone to a caritas representative, in short, everything was well taken care of.

      Imagine if I turned down the offer?
      If I ignored their phone calls?
      If I just walked-out of their office?

      I always teach my trainees that everything has it's purpose, and that there is a purpose in everything.

      Probably, I was just given a much broader mind about expressing my love for my family.

      Yes, there is beyond gifts, flowers, sweets and clothes that you can give your loved ones..

      I am just so thankful to caritas they made me realize it earlier.

      Sometimes, it takes a complete stranger to let you realize how important one thing is. (Filipinos are fond to this, that's why they keep on calling radios to ask for pieces of advice and stuff) sometimes you become so used to it that you unconsciously take it for granted.

      I would understand if the author would delete my comment, because my comment totally deviates to the purpose of this website, but then again, I believe everybody has the right to have a little sneak peek about this issue, in another man's perspective.

      By the way, I bought another plan for myself and my kiddo yesterday. (Too bad he's below 18, so he's not insurable)

      So if you received the same calls or messages as mine, I suggest you go right ahead for it. After all, as I quote from Madam Eleonor Roosevelt, "Nobody can make you inferior without your consent."

      Just be square, let them do their jobs. The decision will still lie in your hands.

      Live life. Laugh often. Love life and love often.




      Delete
    2. - I don't think so. Hoax, lies etc.. are always there to influence the decisions of innocent people. No wonder we called it scam!

      - We all know the benefit of Insurance.

      - I'd rather get an INSURANCE to a company that has "INTEGRITY", "CREDIBILITY" and most of all is "RELIABLE".

      "Live life. Laugh often. Love life and love often - without taking advantage of other people."

      PS. I've been expecting this kind of comment and has no plan of removing it.

      Delete
    3. Good day!
      thank you for this info iskibiel. I got a text msg.from them many times but i ignored them because i know they are lying. they said that i have a GC from them worth 10,280.00 voucher and benefits and i have to claim it ASAP (they text me april 6,2013)in their office (Manila Bankers Life Corp.)and should bring 3 valid id's(company id, government id and bank id master/visa card) and look for ms. andrea Lee.(told me that i have no financial obligation,but why should i bring my bank id's?....what heck!!!)the second text was sent to me april 25 saying I am entitled for a free "family medical benefits V.I.P. card & 6,800.00 GC and the last is today (april 26)and again I have to claim it TODAY and look for ms.Andi Samonte.

      ang daming telephone numbers na binibigay eh hindi naman pala totoo yung mga sinasabi nila.

      again, thank you for this info.

      Delete
  14. Hi,
    I don't know if this will make or break what I did today. I got those sms' also. At first I ignored them due to the fact that I didn't apply nor wrote anything or signed anything for a raffle or what not. Yesterday I gave them a call. I talked to SELENE WONG with number 09268902420 - not sure though if that is her real number. I asked her if what is the sms all about. She explained it in a way that you will be interested. She said about the coverage and benefits of the card. then I asked, "Ms. Selene, by sending and explaining those, of course, you'll ask something in return because there is no such thing as random selection, or being sponsored without an application." then she said I should not worry about giving them money. I was kinda thinking that it was a promotion then after such you will be paying them every month but she said it is not. It is totally free and that I can add up to five beneficiaries. primary and secondary. I agreed to get the card just to get out of the conversation but at the back of my mind I said I wont go.
    They sent me a code to present to claim the card.
    I decided to go to their office today, March 7. 2013, to see and know exactly what she was saying.
    I saw a lot of people claiming their cards. But what I noticed was, when I asked to see SELENE WONG, I was entertained by another person. Doubt began to hit my mind. As I was observing them, I saw a lady who checked my name at the reception area coz i called her up saying i was there and was expecting i will talk to her since she looks like a person with a WONG last name. then to my surprise i gay called me and he said he will be assisting me.
    doubt began to grew..he was speaking so fast that i can not follow what he was saying because some of his words was eaten..then i told him..before i will fill out the paper, i will ask him several questions..he did answer them but not in a professional way..
    anyway, i still got the card. I did not use any credit card nor gave them any money.
    then i called my mum. told her what i did today and what she said is it is a scam. Check it online. That's what i did today and got this blog.
    Now Im not sure if i'll put it into test.

    ReplyDelete
  15. Just got a text from them today. I'm not really fond of this txt msgs about promos but i just googled it anyway.Good thing i'm not gullible.

    ReplyDelete
  16. im always receiving same messages and calls too from Mr. Alejandro Lupenario at ang nakakatawa pa dto ssbihin nilng hanggang gantong date mo nlang xa pwede iclaim but even days or weeks after ittxt at ttwagan ka uli nila to claim it again kaya one time sinagut ko ung fron ko at ng tanungin ko wala namn dw bbayaran kahit na annual fees or anything but i dont wanna waste my time on this obviously nonsense thing but to my curiosity triny ko na rin magsearch and i wasnt wrong. tsaka parang iba ata ang address na binigay skin. mine kc is beside mang inasal rest. sa mkati but anyways tnx for dis info iskibiel=)

    ReplyDelete
  17. Hi,
    I just received a msg dis morning, I was wndring if it is true so i search in the web and thanks i found dis blog. d msg said that i was randomly chosen to receive rewards such as:
    1. Free Family Medical Card, vlid for all out patient services like lab and diagnostics procedures and applicable up to my 2nd degree relatives with free Diamond Peel.
    2. GC Php6800 worth of Dental, Derma Services. 5-15 min processing time.

    he/she asked me to bring at least two valid IDs and gave a code to present upon dropping by to them. they are behind BPI main office daw. the msg is from Ms. Syan de Silva dw(releasing Officer) with contact number 09485855891/09174544561/09434984411.

    thanks for dis blog, muntik qng puntahan kz i am actually thinking for a medical card for my family.

    ReplyDelete
  18. As far I I know, the office of Caritas Health Shield is in E. Rodriguez in front of PCSO. I went there yesterday for a seminar. And as far as I remember, text messages like that are not really honored in Caritas. My parents have been members of Caritas for 6 years or so and we have been a recipient of the benefits they get from this health insurance. Believe me, I am very sickly, I go to the hospital on a daily basis before, and my consultations are costly, but because of Caritas, we pay less. And maybe there are those people who use the name of Caritas for scam. Just be very picky with who you talk to. Know the details. Dont just say yes to everything they say. Actually, I really like their plans, again. Just talk to the right agents. :) Dont generalize. God bless.

    ReplyDelete
    Replies
    1. I wonder why the Caritas Health Shield Management doesn’t look into this considering that the SCAM has been around for several years now. These DESPERATE AGENTS can enroll a successful Health Insurance Policy plan and can issue official receipts, certificates etc… which might also imply that they are legit employees or “contractors” of Caritas Health Shield.

      They should have worked this out from the start if they don't want to get tagged with that bad impression.

      Please also note that we don’t disregard the value of having a “good” Health Insurance benefits. What we really are trying to achieve is to warn our friends and relatives being fooled by this DESPERATE MARKETING STRATEGY (e.g. free medical privilege card, gift cert, etc.) and save their precious time being wasted. We also want to share with everyone all our bad experiences with this SCAM to avoid pitfalls without the notion to generalize.

      There are much better and more reliable Insurance Companies out there to discuss with... however, this blog is not the right venue for that.

      Delete
    2. This comment has been removed by the author.

      Delete
  19. Caritas Health Shield's official and registered hotline is (02) 711-2411 if you received text messages like that, please check it with Caritas, ask them if they have agents or employees with the names you have mentioned.

    ReplyDelete
    Replies
    1. i agree witgh you kate too many stupid people complain and post negative and i wonder why they dont open the website or contact directly the head office or best complain direct to DOH it is written behind the application form

      Delete
  20. dami na tlg mga manloloko ngayon... lahat nlng ginagamit pr makapanloko at magkapera lng!!!!

    ReplyDelete
  21. Wow thnks sa internet at sa blog nio..they tx me this aftrnoon that i am one of the selected as a recipient for a free labarotory and diagnostic tests from caritas health shield plus medicalprevillege card tht entitles to huge savings .plus free p6,800 worth of dental and derma. ..at ang pangln ng sender ms.alex atadero. Thnks sa blog nio po

    ReplyDelete
  22. I was also texted that I have FREE FAMILY MEDICAL PRIViLEGE CARD and I was given CODE NUMBER. I was also advised to go to Legaspi Village Makati City Beside Mang inasal or at the back of BPI head office bldg. thanks for this blog

    ReplyDelete
    Replies
    1. Thanks God for this blog! muntik na ako mabiktima.

      Delete
  23. I received text message this afternoon from Jhen Aquino code gls 1942, her celphone number was 09352823633. Hay naku mga manloloko kayo!

    ReplyDelete
  24. Thanks for this blog she almost convinced me to come.

    ReplyDelete
  25. Hi goodafternoon Mr. Elmer.:-) This is Kim Tan of Caritas Health Shield Inc. Releasing Dept. This is our office address 4th flr. OPL Bldg. 100C corner Palanca st. Along Delarosa st. Legaspi Village.Makati City. With releasing code # "RPACIA1825" Antayin po namin kayo sir dito sa office tomorrow around 10am. Thanks.:-)
    eto ang text na natnggap ko kahapon May 10, 2013 from 0905 1487499. I know this is a scam and I am not interested. I already have my own Health Plan. Thanks for this blog at least I saved my time.

    ReplyDelete
  26. I just got a call and text from them. Nagtataka ako kung saan nakuha number ko but I checked and I then got to read this blog. Hindi ako nagkamali, SCAM nga talaga siya. Got a text from 09054582264 with claiming code #UPS-M121781. I'm not interested in this but just want to share this info too para wala na silang maloko.

    ReplyDelete
  27. if you received a text message informing you about free blah blah blah, not only caritas company is doing that strategy. just expect na may iooffer sila sa inyo na product. di nman sila gumastos sa load para walang makuha in return. "COMMON SENSE WILL TELL YOU THAT"

    now this blog is good in a sense na na-aaware nila ang tao what to do. pero the attached image above is somewhat an "agreement" mukhang pumirma ka ata sir at binura lng heheh, so kung ikaw blogger ang so called "nabiktima" alam mo na, heheheh, ikaw mismo hinayaan mo sarili mo "pumirma", i'm sure nsa tamang edad ka at may kakayanang makaalam ng tama sa mali. basa basa rin kasi pagmay time ng contract.


    if pipirma ka ng any agreement, be responsible sa mga bagay na gagawin mo next time. kawawa din kasi yung company kung magegeneralize na scammer. ilang libong pamilya ang umaasa sa pagaahente sa caritas or sa ibang insurance. ang text blast ay isa lng sa paraan nila para magmarket. kailangan lng natin lhat magbasa ng pipirmahan kung ok b talaga or hindi.


    Here are my points
    1. Caritas doesn't allowed text blasting, kaso gaya mo, a random guy hindi ka rin nmin kakilala,i can only surmise na irate ka kasi feeling mo naisahan ka, heheh. then gumawa ka ng blog. similar sa mga texters na yan. gumagamit sila ng aliases. mahirap sa caritas magimplement nyan na maimonitor. logic po paminsan minsan.

    2. Wala na pong libre "lahat may kapalit", maging matalino sana tayo na ginawala nila yun to lure you sa lair nila. in a controlled environment na pwede ka talaga nilamacorner at mabenthan. So if that happens, "BASA BASA RIN NG CONTRACT BAGO PUMIRMA" ang funny kasi, nabasa ko ung attached image, may tagalog version pa under nung engish.. sorry sa word ko ha, pero kung mahina tayo sa english may tagalog nman.

    3. sabi nila "experienced is the best teacher "thank you blogger sa experienced mo dahil dito alam n nmin ang gagawin nmin kung mangyari sa amin eto"








    ReplyDelete
    Replies
    1. Your Points:
      1. Caritas doesn't allowed text blasting, kaso gaya mo, a random guy hindi ka rin nmin kakilala,i can only surmise na irate ka kasi feeling mo naisahan ka, heheh. then gumawa ka ng blog. similar sa mga texters na yan. gumagamit sila ng aliases. mahirap sa caritas magimplement nyan na maimonitor. logic po paminsan minsan.

      According to to you, Lord Owen: “if you received a text message informing you about free blah blah blah, not only caritas company is doing that strategy” and later you point out that “Caritas doesn’t allow text blasting” (it seems contradicting…)
      - That’s the exact reason why Caritas Health Shield is one of the Insurance Company in my humble opinion with negative reputation and credibility. If they want to regain it, then they need to do something. Note that some of our fellow bloggers posted in their comments “THE EXACT OFFICE ADDRESS” of this “DESPERATE AGENTS” and yet you’re saying it’s hard for Caritas to trace or implement such actions? There are already lots of complaints that are logged in their office and I believe this issue is not new to them. If you are one of the “nice” agents working for CARITAS being affected with the negative impact it brings, then push the issue to them rather than blaming it to this blog. The BLOG is made to WARN other potential victim nothing more.

      For your points 2 and 3:
      2. Wala na pong libre "lahat may kapalit", maging matalino sana tayo na ginawala nila yun to lure you sa lair nila. in a controlled environment na pwede ka talaga nilamacorner at mabenthan. So if that happens, "BASA BASA RIN NG CONTRACT BAGO PUMIRMA" ang funny kasi, nabasa ko ung attached image, may tagalog version pa under nung engish.. sorry sa word ko ha, pero kung mahina tayo sa english may tagalog nman.

      3. sabi nila "experienced is the best teacher "thank you blogger sa experienced mo dahil dito alam n nmin ang gagawin nmin kung mangyari sa amin eto"

      - That’s the mere purpose of this blog. “To MAKE PEOPLE AWARE of this SCAM” and to support that, we need to have proof from the victim (see attached image from this blog.). Actually, you don’t have to put all the blame on the victim’s fault because SCAM has all its DIRTY TRICKS to catch their prey and we can’t just conclude why they end up signing the contract. This is not a “funny” issue. RESPECT if you are an educated one. Don’t take it too personal dwelling the topic to me. (You’re the one who sounds “irate” for reasons I don’t know.) In fact, I still receive email attachments from complainants who were fooled by this SCAM and we have to respect them. So instead of bashing or making sarcastic comments, let’s just SPREAD THE WORD and HELP OTHERS to not fall from these strategies.

      Delete
    2. EXCUSE ME LNG PO

      YAN ANG HIRAP SAYO WEH. i said BASA BASA.... read carefully and try to digest my WHOLE statement.HINDI YUNG PARA KA SI ELI SORIANO PAGTATAGPIIN ANG VERSE 1 THEN SKIP TO VERSE 4.


      and don't you dare use the word RESPECT. PANO KA RERESPETUHIN NI HINDI NAMIN ALAM ANG PANGALAN MO. ni MALING PROSESO ANG TINUTURO MO. AYOKO NA GUMAMIT NG ADJECTIVE HA to describe you.

      KUNG may reklamo tayo sa kumpanya, may PROSESO ANG HUSTISYA, ISUPLONG SA DTI. ngayon nakapagresearch knb kung ano sabi ng caritas sa mga kaso na nakareport sa DTI? ALAM MO NA B ANG UPDATE? EHsa blog mo na ito? alam mo ba pwede ma track ang ip address mo?

      NI hindi mo alam kung ano ginagawang action ng caritas, ang lakas mo makavirus sa sangkatauhan, MAY LEGAL DEPARTMENT SILA NA NAGAASIKASO SA DTI FYI.

      kayong mga nakokontak, huwag kayong sobrang OA. ang tatanda nyo na para magpaloko or magpaapekto.

      di mo malalaman kung totoo or scam kung ikaw mismo ang nakakita or nakaranas. ngayon kung may mga naloko eh di ireport sa husgado.

      patas ang batas natin sa pinas. ikaw blogger, idaan mo sa tamang proseso, malay mo ibigay ng caritas ang 22k mo para di ka nagkakaganyan.

      hanapin mo manager nila si ms. ning alfonso. mabait yun, at patas, kung niloko ka, ireport mo sa kanya matutulungan ka nya.

      Delete
    3. CHUNGA CHUNGA NGA.. halatang d nga sya nagbabasa tawagin kba namang LORD OWEN... Hay...

      Delete
    4. Nakakapagtaka itong dalawang hunghang nato at galit na galit sa blogger! so ung blogger pa ngaun ang may kasalanan?? mga bugok!

      In my humble opinion, this is a legit SCAM and really needs to be published to give awareness to everyone.

      If your jobs are affected with this blog...
      then get a REAL one. Yung hindi sa panloloko sa ibang tao.

      Delete
    5. ikaw na ang humble ricky! congratulations!

      Delete
    6. Tama si ricky tulfo.. at lord arwen, marunong ka ba sa grammar? bakit puro past tense ang experience mo? have u learned tenses during your school days? you don't even know na ung sinasambit mo eh noun or verb.

      I quote, "3. sabi nila "experienced is the best teacher "thank you blogger sa experienced mo dahil dito alam n nmin ang gagawin nmin kung mangyari sa amin eto"

      ang tamang grammar po ay EXPERIENCE IS THE BEST TEACHER. BASED on the statement. ung experience is a noun and not a verb. :)

      Delete
  28. Please add Dennis Peralta and Mayeth Gozar to the list of agents. I've been getting messages and calls from these two.

    ReplyDelete
  29. Just received a call I think today is the 3rd time, Althea Go09166233200 , text message Paul Suarez 09261921912-09179763124 and many other names. Thanks for this blog. They sure know how to convince over the phone.

    ReplyDelete
  30. I was texted by Ms. Ellen Madrigal.. Good thing I searched first if this thing is legit before responding to their text. Thank you for informing us all. It was really helpful.

    ReplyDelete
  31. I just received a text message from this # 09267321458 informing that I'am entitled to have a Free Family Medical Privilege Card and Gift Certificate worth 6,800 php from Caritas Health Shield. Thanks I was able to find your blog and it is good thing that we are now aware with this.

    ReplyDelete
  32. I just got a call and text from this number 09277608934, the caller/texter name is Vhem Lasutan

    Thanks to this BLOG, now I know its a scum!

    ReplyDelete
  33. me too, i just received a text message from this #09258857344, texter name is MAY CHAN, other number provided 02-6245075. I know it is a scam ksi unang text pa lang nkalagay " a leading HMO company"... tpos another follow-up text " caritas priviledge card".

    ReplyDelete
  34. haha. nakatanggap din ako ng tawag sa landline namin. ang kinababdtrip ko ng husto ay alam nila ang full name, address, at landline number ko. san kaya nila nakukuha yun? sa mga credit card companies din kaya nila nakukuha yun? kasi feeling ko ang mga tinatawagan nilang para lokohin ay mga alam nilang may credit card.

    buti nalang alam kong basta di ko naman sinalihan, imposibleng manalo ako ng kung anu ano. di naman ako nakatira sa happy happy joy joy world e. tapos kelangan pa madalian ko iclaim??? yun ay para wala nako time magisip. buti nanonood ako ng mga balita.

    ReplyDelete
    Replies
    1. ang talino mo teh! ako din weh, nirereject ko lng din sila. dami ko rin natatangap na text at call.

      Delete
    2. Easy lang Arwen... napaghahalata tuloy na isa ka sa mga desperadong kumota na manggagantsong AGENT. Hahaha! Peace!

      Delete
  35. Hi! I kept on receiving messages from them. The feeling is pressure. They are pressuring me to get this health card. Today, a certain MR. MARK SAN JOSE..texted me (09058399520) saying.." Kindly spare time to claim it today to avoid forfeiture.." - Whatta! I'm already confused and asked myself..Do i have to go there? Did I apply for this in anyway?

    ReplyDelete
  36. I can't really blame Lord Arwen if he's reacting that way because maybe he's one of those FEW employee who are working honestly in the company. I think its unfair na kasalanan nung isa, dalawa, tatlo o lima eh kasalanan na ng buong company.. They might be taking actions but with due process. Unfair sa mga nawowork ng maayos dun sa company.. At dun sa mga nagtetext ng free, etc, think twice or thrice before taking actions, huwag magpaloko. ayun lang namn sagot dun. hindi namn siguro kailangnang humantong sa grabeng paninira. AWARENESS sa tingin ko yung purpose nito.

    ReplyDelete
  37. Well, actually you can go and get their freebies. But don't you ever ever ever be convinced by them to buy their health insurance! My family and I are policy holders of Caritas for five years already and WE WERE NEVER NEVER SATISFIED WITH THEIR SERVICE! Maiinis lang kayo!! Out of five years, we just used our CAritas cards/insurance five times lang yata kasi you'll be irritated by their system and their customer service "kuno"! We got our policies just to help a relative, pero grabe ang regret namin! SO LET THIS BE A WARNING..

    ReplyDelete
  38. Hi Eros, please keep in mind na yung company issues na sinasabi mo is an internal matter and has nothing to do with us. They have to settle it themselves otherwise they'll face this kind of consequences like what is happening now. Dapat expected na nila yan.

    Ang concern lang namin eh sabihin kung ano ung mga narereceive naming mga text at kung anu-ano pang PANLOLOKO para wala ng iba pang MABIKTIMA at yun yung "pinaka-importante" sa lahat. :)

    ReplyDelete
  39. tnx for the post..
    received one of their texts just now..
    didn't think twice and googled it up and found your post:))
    seriously i've received all kinds of texts like this.. those people have nothing better to do than scamming their own fellow kababayan:(

    ReplyDelete
  40. Ohh my GOd..!! Buti nlng i search for this.. Thanks for the info. i receive their message that i was chosen from their office kuno'. . About CARITAS HEALTH CARD. So muntikan ko na sya papuntahan sa husband ko. Its just bcoz i can't go to makati. Kc naoperhan ako recently. June 15,2013.. i was just tot it was came from my company. That they applied me for that Health Card. To my situation. En that man called me. He ses, It would help me. Lalo na out patient ako. At first i smell something fishy. But in my situation the first thing that pop up in my mind maybe it could help. Kc i pay a thousands for my operation. But nung tnwagan q ang boss q. Wla dw cia inaaply na gnun.. so i am verry thankful sa lhat ng info nkalap q at gusto pa nla. Agad agad ppunthan q. Ie bgong opera aq. So i cant walk comfortably. En im still in pain coz of my midline suture from my operation. En i was just tot. It came from globe. Kc nka billing dn ang fon q. So u GUYS.. EN URE FAMILY.. BE AWARE. FROM THIS SCAM.!!

    ReplyDelete
  41. Caritas is a legit company, even registered sa Insurance Commission. I went there when I received a text message from them. I got the free card, which is good kasi mababa tlaga rates nila sa clinics nila compared sa ibang clinics kahit hindi ka member, then with their card, you can get discounts pa. Kaso, it's true din na may kakausap sau and I must say, they're really good. Pero yung ginawa ko, although I am really planning to get one for myself because my father is a policy holder for almost 9 years now and we're satisfied naman, hindi ako kumuha kasi ayokong i-card. Pwede namang tumanggi.

    Yes, wag nating i-generalize yung case. And I don't really think it' a scam kasi you have your plan naman. Yun lang siguro nabigla ka sa pagswipe kasi nung nagpnta ako, inexplain naman nila ung makukuha mo. And for those agents na gumagawa nito, well, tama kayo, para-paraan nga naman.

    And also, there are employees out there and agents who really honest. Madami naman din sila. So sana, again, wag nating i-general.

    And as for the company, it's a legit company and even registered with the Insurance Commission meaning regulated sila and they have enough funds to support their plan holders.

    My family are plan holders and we're actually satisfied with it.

    ReplyDelete
    Replies
    1. Caritas Health Shield, Inc. is a member of Association of Health Maintenance Organizations of the Philippines, Inc and have trust funds. My mom and I is also a planholder. Nakakainis lang na malaman na may mga taong ayan binibiktima itong mga nasa comments na ito. Thank God I've found a comment na who is also a planholder. And you are right spare those who are living in an honest way. And let us condemn those who use the name to satisfy their ulterior motives.

      Delete
  42. Sana gawan na lang ng action ito ng Caritas, kasi nasisira yung name nila. I also received calls and texts same as posted above. Mag-ingat na lang tayo.

    ReplyDelete
  43. This comment has been removed by the author.

    ReplyDelete
  44. I got a text from them and the instruction was to call and look for Ms. Imee Legarda. These were the numbers: (02)4087259 and (02)2681719. Wrong spellings and bad grammar made it so easy to see it was a SCAM. But thanks to this website, I was able to confirm it.

    ReplyDelete
  45. Just received a text from 09265284970 AND 09357541894, same M.O. Sender introduced self as MARGARETTE CARR. The other one included a landline (02)4968386 instructing me to look for Ms. CHAT LIM or Mr. ALEX ATADERO.

    For everyone's information. Thank you.

    PS. To the creator of this blog, well done!

    ReplyDelete
  46. naku buti na lang at nag-google muna ako bka kse scam nga itong caritas health shield. just received a text message from 09436309548 and 7388947. tinawagan namen. sabe magpapasa lang daw ako ng 2 valid ids pra ma-claim ko daw ung free health card at GC worth 6,800php for dental and derma. I asked kung pano ako nakuha to get this freebies. Sabi, endorsed daw ng Visa Company yung number ko. Nagtataka ako, pano ako na-endorse eh wala naman ako credit card?? whew..pero sabi nung Miss Faith Concepcion na nakausap ko, magdala daw ako ng card na may visa logo...eh sabe ko, USSC Cash Card from Western Union lang ang card kong my visa logo. ang sabe naman nya, ite-text na lang daw nia ako sa full address ng office nila and how to get there..eh sa nalaman nya cguro na wala naman talaga akong CC, NGA=NGA SYA SAKEN! kse USSC Card lang un! wala nga ung laman eh! nyahahaha!

    ReplyDelete
  47. Add Laila Pangilinan on the name list. This is really a very disturbing piece of shit!

    ReplyDelete
  48. @Alleli Aspili...i agree..laging nagte2xt sken yang Laila Pangilinan..isama sa wanted list yan.

    ReplyDelete
  49. Just called Caritas Shield sabi sa akin telemarketers nila ngtetext. For marketing purposes only yun! Si Ellen Madgrial ngtext sa akin.

    ReplyDelete
  50. @Mr Green... Do you know the meaning of SCAM? It basically means "to swindle (someone) by means of a trick". So how would you say this
    modus operandi of these Caritas agents isn't a SCAM?

    And by the way, this blog wont allow you to post health insurance advertisements for your own gain, thus making it irrelevant to the topic.
    As such, to maintain the blog green, your comment will be removed.

    ReplyDelete
  51. i got as txt message also that they are about to forfeit my privileges because until now i am not claiming it. They kept on txting me like 2 months ago that i was one of the chosen beneficiary of the healthcard..but sad to say i am not so into it since it's just a text and considering i am from cagayan de oro city..so how come?never joined any other raffle promos either.I called up the number that kept on txting me and even talked to the manager,i'll wait for further instructions lang daw and a call from a customer representative.Buti nalang i opened the google and eventually searched this blog.And yes i Know it's a scam!!Horrible people.

    ReplyDelete
  52. SOMEONE CALLED ME. MS. MICA GONZALES daw ang name pero halatang halata sa boses nya na iniipit nya lang ang boses nya at bakla siya. Nauutal sa mga tanong ko. PHONE NUMBER 09238292327 or (02) 6240471

    ReplyDelete
  53. Basa basa din pag my time...
    http://www.philstar.com/punto-mo/2013/04/30/936604/health-care-fraud

    ReplyDelete
  54. Just got a text which said I have an unclaimed privilege card and a deadline to claim. There some numbers to contact and to look for Charmie Fernandez. Also says message comes from HMO of DOH. Let us not be fooled by these scammers!

    ReplyDelete
  55. My office mate got a call from a certain Sofia Lim (09981726973) informing her that she was selected/referred to receive a free health card at 146 2nd. Flr. Room 210 Bencom Bldg, West Avenue, QC, she was asked to bring her ID... it's a good thing we searched for Caritas Health Shield and this blog came out... she was spared the time and "panloloko" this person may have planned for her. May the public beware!

    ReplyDelete
  56. ive been receiving messages from different numbers (latest from 09328851537) re this scam..
    telling me to claim the ff from Caritas Health Shield:
    1. Family Medical Privilege Card
    2. Scholarship Voucher (College)
    3. Raffle stub for appliances showcase
    and look for MS. ANDI SAMONTE...
    same text messages my husband and sister receive...
    I really wonder how these scammers got our numbers...

    ReplyDelete
  57. Good day!This is Ms. LAILA PANGILINAN from Caritas Health Shield Inc. MAKATI. Please advice us if you are still interested to claim the ff:
    1.FREE family Medical Card
    2.FREE Gift Cert worth of P6,800
    3.Raffle stubs for Appliances showcase
    We've been calling & texting you but we didnt received any feedback from you.You need to claim & activate it today.
    Please inform us now,call us @ 09152538405 and
    09157888210
    09236422916
    O44-309-0848.Reply is highly appreciated.
    Thank you so much! (Pls. Disregard if claimed or if n0t interested) Godbless...

    Lol

    ReplyDelete
  58. i also received a msg from them, msg is from KRIS ANG

    ReplyDelete
  59. I Also received a text from 09258380320 ( Loraine Martinez ) This is Ms. Loraine Martinez of Caritas Health Sheild Inc. Your Family Medical Card Plus Gift Certificate are still in our office. Kindly spare time to claim it to avoid forfeiture. For your claiming code which you will neeed to present upon claiming.Please call exclusively our Quezon City/Makati City claiming office.
    * Makati City Hotline - (02) 3860302 and (02) 3858270
    * Quezon City hotline - (02) 3859913 and (02)3857813

    thanks and God Bless!

    and i called the Makati number (02) 3860302 someone talked to me that Lorraine is busy and he introduced his name
    Vince De Vera (09328823195) and text me the address!

    please be careful and not to be fooled by this SCAM!

    ReplyDelete
  60. My ngtxt din sakin knina xa dw c josh chua bading din xa. ito ung number 09275617275 gnun din ung cnbi from caritas at my free health card dw na free ung annual physical exam. Tnwagan ko ung bngay na landline 4974370 kaso bz. After nun ngreturn call xa sa landline na gmit ko. Nkkpgtaka nga e kng pnu nya nlman ung gmit kong landline e dko nga xa nakontak kc bz ung line nya. Nkuha nya dw ung number ko sa partners dw nla like bdo. Pti full name ko alam. Sb ko san ung address tnxt nya nman sakin dun dw cla sa west ave katapat ng sm north near paramount bldg. Mgdala dw ako ng valid id. My bngay din xa na code. So hnanap ko muna sa google kc pupuntahan ko dpat sa sabado. Buti nbasa ko tong blog na to.tnx sa blogger! Scam lng pla ung bwct na un!

    ReplyDelete
  61. Glad i found this blog. Just received a text from michael about this HMO & the first thing that entered my mind was "wat d heck?! Ano to?!" just curious though as to how he got my number. Thanks for this!!

    FINAL REMINDER:

    Good day!This is Mr.Anthony Santos of Caritas Health Shield Inc.Your Family Medical Card plus Gift Certicate are still here in our office. Kindly spare time to claim it today to avoid forfeiture.For your claiming code which you will need to present upon claiming.Please call exclusively our Quezon City/Makati City claiming office,
    *Makati City Hotline
    (02)3860302
    (02)3858270
    *Quezon City Hotline
    (02)3859913
    (02)3857813
    Thanks and Godbless

    PS i already have intellicare, i'll probably stick to it.

    ReplyDelete
  62. I also recieved a txt message from this number 09051564333 and to look for ms. Isabel Tan, the funny thing is ung last name nila ,TAN, WONG, CHAN at nkuha daw nila number q via philhealth,. Common, how would philhealth know my number when I never register or give it to them. Infact my number is newly activated. I really beleived that this is a scam.

    Thanks for the info.

    ReplyDelete
    Replies
    1. do u believe philhealth will share details of their member? are they stupid?contact direct the caritas www.caritashealthshield.com.ph all negative comments were not true it is an obvious business rivalry... if the company scam why they are more than 13 yrs in the business and getting stronger. have 80 branches all over the philippines more than 40 clinica caritas working and own office in makati med and st. lukes hospital check before you comment visit their nearest branch.. i was one of the physician before i move to usa i am not an agent

      Delete
    2. Hi AG Martin, IMHO, its a marketing stategy. That's probably one of the reason why they are still existing to compete with other large HMOs! Matagal na tong ganitong scam ng Caritas Agents mga more than 5 years na but i believe no actions taken from the Caritas Administration yet -obviously it still exists..
      (Note: The negative comments na sinasabi mo didn't come from other rivals etc... These are complaints coming from us! SEE the comments in this forum?)

      Delete
  63. why did you delete the true facts .. are you afraid the public will know the truth that you are blogging and posting a fake Caritas document and information...

    ReplyDelete
    Replies
    1. Aron Astorga, These are docs from the Caritas Makati office and NO REASONS FOR US TO POST FAKE DOCUMENTS. What benefit should I get from that?? (And please don't be desperate giving false accusation. There are so many people in this blog who can tell you that.).. http://www.philstar.com/punto-mo/2013/04/30/936604/health-care-fraud.

      Delete
    2. And please don't post Caritas' Ads (e.g. policies, memberships, website link etc.) this is not the right forum for that. Surely those kind of comments will be treated as spam and will be removed.

      Delete
  64. i have to admit caritas is a very strict HMO provider but for the welfare of their members benefit. moreover they use to pay us on time but has to be black and white document otherwise ....

    ReplyDelete
  65. I got a text from 09256083182. I wondered if it had anything to do with Caritas Manila since I had recently donated to Segunda Mano, but I was pretty sure their "thank you" wouldn't be that generous.

    I googled the landline number of their Makati hotline and found this blog entry. Thanks.

    ReplyDelete
  66. How much did you pay and what are the corresponding benefits? I know their marketing strategy is dubious, but what about the services? I have heard good things re Caritas health benefits, but their hard sell strategy turns me off.

    ReplyDelete
  67. If it helps, kindly add a "Ryan Cruz" (+639306352614) and a "Maya Garcia" (+639155353854) to the list. Although I'm somewhat sure that's not their real identities either. Nonetheless, just another heads-up for everyone.

    ReplyDelete
  68. I'm a previous health card holder of Caritas Health Sheild for just one year (our company is the one who decided to get this company) and their health care benefits SUCKS! you need to get Letter of Authorization (LOA) first before you will get a medical check up. and to mention the LONG QUEUE before you get LOA! i almost passed out waiting. SICK AND TIRED because of their process at the same time!(Compare to other health cards that you will go right away to preferred accredited hospital to get a check up) eto ang health card na bawal magkasakit kasi mabbwisit ka lang sa proseso nila. Kaya nagpalit agad kami ng health pagtapos ng contract nila..
    And just now i received a text message regarding their soo called FREEBIES?

    tsk.tsk. thanks for this blog.

    Here's the agent who texted me Ricky Yan
    Office Address: OPL Bldg 100c Palanca St. Legaspi Village Makati City

    ReplyDelete
  69. alam nyo ako din naka tangap ng txt and the no.09331659264.and ang sa landilne is 4730340/3914778 and look for Mr.Brian Lao

    ReplyDelete
  70. I got a text from these scammers. Good thing I googled them straight away. Had bad experience before with Octagon building NuSkin shit and it was a huge learning experience.

    I received text from MR DAVID GARCIA of Caritas Health Shield Inc.
    Sabi: "Your Family Medical Card plus gift certificate are in our office...."
    The number he used is +63 923 596 0397

    DONT LET YOURSELF BE VICTIMIZED. Research, GOOGLE that thing. Learn something.

    I had a bad experience with an apartment for rent too, (JDQ Residences in Brgy Hulo Mandaluyong City), and I googled that and made bad reviews wherever I could. It's important to share the bad experience online so that you can warn other people.

    With that, thank you for this blog!

    ReplyDelete
  71. Thanks God naisipan ko muna magsearch online and saw this blogs. Jake Bernardo was the name who called a while ago using globe no. He said that I am one who choose to get Datamex scholarship grant, free EENT consultation and dental check up as referrals. Their office location is at @ 2nd flr. Sevilla Bldg. MacArthur highway Dolores, CSFP. He asked me to bring 2 valid ID's. While talking at the phone, naisip ko kagad parang Prudential Life na nagbibigay din ng Datamex scholarship voucher and dental benefits. Tama nga kutob ko SCAM nga ito. Thanks at nabasa ko kagad to.

    ReplyDelete
  72. wui buti nalang nag online muna ako,,,,,muntik na..hahaha una palang na kausap mo sila di muna pagkakatiwalaan, di sila professional makipag usap, ang ingay pa tas may sounds na ewan.......haistttttttt...thank you Lord sa knowledge...eto name nung nagtxt
    Mr. Vince De Vera and Mark San Jose....mga manloloko,,

    ReplyDelete
  73. FINAL REMINDER:

    Good day!

    This is Mr. Mark San Jose of Caritas Health Shield Inc.Your Family Medical Card plus Gift Certicate are still here in our office. Kindly spare time to claim it today to avoid forfeiture.For your claiming code which you will need to present upon claiming.Please call exclusively our Makati City claiming office,
    (02)3858270
    (02)3859913
    0920-319-8028
    Thanks and Godbless!

    Sender Number: 09321309838

    ReplyDelete
  74. Somebody called me again after almost a year from Caritas Health Shield. This time it is from 09186216804. She said I have a Family Medical Card because I am one of the 25 people pre-selected by their company for their 18th year anniversary promo. I told her that I did not apply nor join any promo.

    ReplyDelete
  75. oh, my goodness! pupunta na sana ako kc nakukulitan na ako, July 2013 first time kung natanggap ang txt nila, up to now, Jan. 2014, txt pa rin ng txt. T.Y. sa blog na ito.

    ReplyDelete
  76. Grabe!taga Imus,Cavite ako....my natanggap din ako simula nov.,2013...hanggang ngayon tx pa rin nila ako...hindi ko nakuha name pero ang n0.nila ay 09103162921 -09336583895 & 09236735826 at landline 408-7259 & 546-6958.
    nakasked na sana ko mgpunta sa wed.jan.29...but then thanks 4 this blog....
    encounter ko din mga naencounter nyo through tx msg.and mga calls...salamat at ngsearch ako at nakita ko ang blog na to.

    ReplyDelete
  77. nag apply ako jan "local call centers" daw sila. ang bilis hired agad. walang kahit anong hinihingi na requirements. 8th floor sila sa building, marami silang grupo may UP etc... napunta ako sa GLS group. marami silang pinapangakong magagandang incentives, unang araw pa lang pinapaliwanag agad nilang hindi sila scam. (GUILTY). in short... tinetrain ako pano MANLOKO este mag call. bibigyan nila kami ng mga "LEADS" as in phone numbers ng mga tao with their complete names. take note!!! kailangan d ka gagamit ng real name mo dapat alias lang lahat, yung LEAH na sinasabi, sya yung isa sa may ari ng grupo ng mga scammers ay call center pala daw, pero d talaga leah ang name nya, asawa nya si alias "gilbert" partner nila si "siocco" kaya GLS group. ganito ang line na pinapa practice sa amin....
    " good morning maam/sir, i am looking for mr/mrs (name), ay maam/sir this is "Kenneth DY" from caritas makati, inform ko lang po kayo na pwede nyo na po i claim yung free health card nyo dito po sa office, nanalo po kayo via electronic raffle by our affiliated banks and credit cards ni refer po nila kayo sa amin upang mai try ang aming free health card maam dont worry 100% feee po ito maam wala po kayo babayaran na kahit singko, if you want maam pumunta kayo dito na saktong pamasahe lang ang dala. (syempre kakaingganyo walang money involve). all you have to do maam is to come here po sa office at i claim itong free health card just bring valid id and proof na kayo po ay patronizing our bank partners and credit cards. wag po kayo magalala hindi po namin hahawakan lalu na yung card nyo maam. (pag pumayag ka na pumunta iiisched ka nila at sasabihing) maam refer ko lang po kayo sa aming head releasing officer na si mr kenneth dy para po i confirm nyo na talagang pupunta kayo.
    thats it!!! may kita na sila este may health card ka na (kuno) pG DATING mo saka ka papairmahan na para bang hinihipnotized nya ang mga tao at napapabili ng LECHE PLAN nila este PLAN lang pala. kaya ako nag quit agad sa unang araw ko. ayokong manloko ng tao para lang makakain ang pamilya ko.
    nakakahiya dba? Kenneth Dy, Sir Mel, Maya na pinaka magaling manloko, Leah, Gilbert, Siocco, at maraming marami pa sila. mga code name lang nila yun d totoong pangalan. syempre manloloko ka totoong pangalan gagamitin mo. dba?
    kaya beware!!!

    ReplyDelete
    Replies
    1. kaya pala nung hinahanap ko si samantha garcia ibang agent ang humarap and nung ask ng isang officer sa akin kung sino nagtxt sabi ko iyab eh di nya kilala kasi puro code name lang pala. buti na lng cancelled credit card ang prinesent ko dahil nagdadalawang isip ako dun. tama pala hinala ko. can they use the info na finill up ko dun sa application form nila? sa imus sila located PRV building room 204

      Delete
  78. just got a text from Miles Teves.... same issue... MABILIS ANG KARMA!!! lalasapin nyo na yan maya2

    ReplyDelete
    Replies
    1. ako din na hire din ako kaagad dyan.. totoo ung mga sinabi mo.. one week ako nag try sa caritas na yan tapos tumigil na din ako kc napatunayan ko sa scam talga.. dito namn ngayon sila sa imus cavite nang loloko ng mga tao. si sir JETT, DONNABELLE, ANNA. at marami pang manager sila na nandoon.

      Delete
  79. I am glad I found this BLOG. Thank you to the author of this. I want to share also a bit of my story. I also received a call from them yesterday. The woman on the other end is polite and really knows how to convince. Story went on and I told them I have been unemployed since 2010 after I went home from abroad to have a surgery operation here. Financially I mentioned I am at a brink of bankrupt just to let them know that I am not capable of paying anything. At the back of my mind I was wondering how they got my number and complete name when they called me that day.They told me it is from a referral. From there I surmised maybe during my active volunteering here on government relief operations, ( We sign in our names and contact numbers there I remember) - some good Samaritan maybe offered my name on this Caritas Health Organization in good faith. I was thinking blindly ,maybe it is a Charity Organization that is why it is free. But at the back of my mind I smell something fishy. The phone call lasted long. In the end I told her I am broke and I will just borrow /raise my fare just to go to Manila to claim it. She didn't even stop me from going even if you tell them you will pawn your wedding ring to go there. They are really determined to get what they want regardless of what the unfair circumstances you have to go through. address: #100 Carlos Palanca St., corner Dela RosaSt., Legaspi Village Makati City ( Beside Mang Inasal and back of BPI Main Bldg.) using this number 09062530234. I am from Nueva Ecija. I can't imagine going to Manila and end up to know there is a catch to this Free Caritas Card they offer. They should change their strategy scheme. It is just plain unfair that Caritas agents are using this ‘technicality’ on how to market that they bend and go around government regulations on proper marketing. Kudos to all. No show tomorrow. Thank you iskibiel your blog really helps. Also try to read this article from a 53 year old Caritas Health Shield Plan holder who is denied of his health benefits and even aired his HMO complaint online to the DOH director to help him get his money back. Anyways, here is his blog . http://againsthmo.blogspot.com/ .To Caritas agents/staff/ employees who also post on this page to react and protect the company they work for?!? Here is my stand. I am not against Caritas. I AM JUST AGAINTS THE METHOD YOU EMPLOY TO LURE IN PROSPECTIVE MEMBERS. Don't blame people to brand you as scammers.They just air what is blunt and obvious on what is practiced. Do you still sleep well at night? Good night to all.

    ReplyDelete
  80. I will definitely share this. I have received a lot of calls and text from this group even if I told them that i was not interested. And by the way, they are NOT in any way CONNECTED to Caritas Manila. Thank you for writing this blog.

    ReplyDelete
  81. Actually, Caritas Health Shield is a legit company but there are these unethical agents from Metro Manila doing these type of scam. I really feel bad that this happening because this company has helped my family a lot during times of health emergencies. I suggest that you get it from a trusted health counselor/ agent and not anybody who randomly texts you.

    ReplyDelete
  82. I was texted by ms. Althea tan... i called their landline # and i talked to a gay saying he's in his lunch time. He asked for my name. He mixed up saying my name as althea's... from there i had thia feeling that this might be a scam. I didn't think of it that way because i have talked to two employees of caritas in e.rodeiguez as they were my customers in my shop just two blocks away from caritas main office. This gay who claimed his name is mr. Viron wong advised that i will get the free card with lifetime membership because i was referred by someone. I just realized it is really unreal because back then those caritas employees only offered me 5 years renewable health benefits... this is a scam. Thanks for this blog. I would have gone there today if hadn't tought about checking online further details about it. Those are their new aliases althea tan and viron wong. Same office address in makati.

    ReplyDelete
  83. Three days ago, my wife received a phone call from a Caritas representative, namely Diosa Santos, introducing herself as "manager and medical coordinator" for this company. Conversation was of the same pattern as all those already described above, Mrs Santos insisting on glittering freebies and trying to convince my wife to pass at the office to avail them, bringing along an ID and, more surprisingly for something that is supposed to be free, a credit card. My wife and I do not hold any credit card, which anyway didn't deter Mrs. Santos. We immediately got suspicious, so my wife didn't show up at Caritas' offices to pick up the card that was promised to her. During the following three days we were regularly assailed by constant phone calls and text messages from Caritas on our land lines and cell phones, at home and work (yes, my wife in an unfortunate first move gave them all). I then checked on the internet and found this blog - thanks to all! My wife then decided to call back Mrs. Santos and share a few of yours comments with her... Hopefully we'll have peace now!

    Good for them that Caritas is a dully registered company, but unfortunately, with the almost complete impunity that scams enjoy in our country, this is in no way a guarantee of honesty. From the general tone of the comments above, the very poor service and the methods used by many, if not all, of their personnel mean that, even if the word "scam" would be inappropriate, Caritas would still be a company to avoid.

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  84. Greetings! Hi ms kristel calizo this is from the leading company caristas health shield inc. Imus cavite under the supervision of DOH. Its re- with your fully paid family benefits card and annual physical exam. Which is 2 weeks pending here in our releasing center today. Kindly call our Hotline

    (046)6834703
    (046)6834695

    For more info pls look for mr. Paul de vera, thanks and godbless.

    .. I just received this txt yesterday. And tnxt q din xa how happened u got that card.n wala nmn aq pinifill upon na khit anu s knla. And the sabi lng nya. Pumunta aq sa office pra mapaliwanag skn ng personal. Nakakaduda tlga kya d aq ngpunta and I just check this blog. And I really dont know panu nila nalaman ang name q. Hayz nakakaloka talaga.

    ReplyDelete
    Replies
    1. do not respond to their calls and texts. that is their way of knowing whether someone's number is active. And if they succeed, kukulitin ka talaga nila ng kukulitin.

      Delete
  85. If it's too good to be true... isip isip na...

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  86. Good thing I didn't go to the Makati address everyone else has mentioned just so they will stop bugging me. I got their first SMS last year and just ignored it. This year it was calls AND texts. They are mightily persistent like ants and roaches...

    I got insurance plan coverage from Caritas but I never had to pick anything up, show up somewhere or even present 3 (yes, I couldn't believe it, 3!) VALID IDs to get it. It just arrived in the mail. When I asked how they got my information, it was all above the board and nothing fishy. But these people, they're something else!

    I pray that these people will get what they deserve. This stuff would be great material for our local media...just saying it out loud..

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  87. I got a text message from a Samanta Cheng a few days after another representative asked if I was already contacted previously for a card (they have, I went and got my card and gift certificate, and listened to the whole thing, but fortunately don't have a credit card). I forgot all the things they told me, I just remember thinking it just wasn't a good fit for me, and yes, like what everyone else was saying here, how they got me in the first place felt iffy/bad/creepy/scammy.

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  88. let me share my experience here in caritas.. nagtrabaho po ako dito sa caritas health shield as a tele, ang una po ng yari ay nag ikot sila sa baranggay namin nag pa job fair nung nagtxt na sila saamin for training na kaagad, hindi na po kami kinuhanan ng any requirements. ang office po nila ay dito sa imus cavite. sa unang punta po namin doon pinaliwanag na kaagad samin kung panu ginagawa doon.. syempre baguhan palang aq sa call center excited po ako sav mga mgyayari. nung dinala na po kami sa loob kung saan nandoon ung mga agents disappointed po ako dahil expected ko maayos. like a real call center tlaga, nakita ko ung mga agents doon ang gamit nila ay CELLPHONE at PLDT SIM CARD AND DIRECTORY. nung una pinag observe lang kame mga bagong pasok. napaka ingay sa loob , nag sisigawan kc nawawalan ng signal.. pero nag try parin ako ituloy .. nung una sv samin ng nag hire saamin ang kunin namin ay komisyon dahil malaki daw po ang kikitain na kapag nakapag pasok kame ng client at nabentahan nila ng annual physical exam card 10% nun ay saamin na at every Saturday ang bigayan ng pera. my script din po sila na ibinibigay at un lang ung paulit ulit na ssvhin mo sa tatawagan mong kliyente. ssvhin po na kaya nakuha ung number nila kc "through random selection sa computer, binigay lang ng officer/manager or tru referals galing sa ospital and trusted banks nila. at sinasv din doon sa script na nag ccelebrate ng 18 yr anniversary and maswerte kayo dahil kayo ang napiling tawagan. one week lang po ung tinagal ko doon kc wala pong allowance na binibigay at walang sinasahod kpag walang kliyenteng naipasok na merong CREDIT CARD. totoo po na yung may mga credit card lang yung pinupuntirya ng mga telemarketeers. lahat ng nakasaad dyan sa blog na yan ay totoo.. nung umalis na po ako doon naiwan po ung kaybigan ko nag trabaho doon dahi my naipasok syang kliyente at my komission sia. nung mga nakalipas na araw nag paalam na sia sa manager namin na pag ka kuha nia ng komisyon nia titigil na po sia sa pag pasok. ang ginawa po ng manager namin pinending ung pera na para sa kanya at 7% nlng daw ng komisyon ang ibibigay. hanggang ngaun di na binigay ung pera dahil di na daw papasok ung kaybigan ko.

    ReplyDelete
    Replies
    1. at kahit po ipost ninyo ung mga name ng tumawag sa inyo or nag txt bale wala din kasi screen name lang po ung binibigay nilang pangalan sa inyo.

      Delete
  89. I received the same text just this morning, telling me the same thing and to look for a certain Justine Sia to claim the free med card. I know its a fraud, so I ignored it right away. In addition to the blog, do no reply to their messages or even answer their calls. Doing so would only give them an idea that someone's number or a prospective victim's number is active so that they could pursue further in their modus.

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  90. i was called by caritas to claim my free medical card... at first i do not believe that it is a free. but i go to their office at makati with only 200 pesos..

    and when i was there.. yeah they offered me their health service but i refused to them. they didnt bother to insist what they are selling..

    after all they give me my medical card.. and i pay nothing.. ABSOLUTELY NOTHING... Its TOTALLY FREE...

    NAgamit ko ung card ko nun nagpa x-ray ako at urinalysis sa Makati med.. ni singko na duling wala akong binayaran eh....

    di naman ako pinilit na bumili ng binebenta nila eh... basta un lang inform lang nila ako tas sabi ko wala ako pang avail sa ganyan... un card lang talaga pinunta ko.. then di na nila ko inalok pa.. nakauwi talaga ko na dala ko na ung card at wala binayaran kahit piso...

    ReplyDelete
    Replies
    1. How I wish it to be true... but sadly, it's a lot different from my experience... and their freebies? are all crap! nor the medical card thing... I also been there but wala akong natatandaang ganyan.Sorry. :(

      Honestly, nasayang talaga yung oras ko nung pumunta ako dun.

      Delete
  91. by the way naging contact person ko dun is mr.mon dela cruz. tas may nag follow up call sakin manager daw mr.alex mason... kahit papano nagpapasalamat ako sa kanila....

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  92. dapat maipaabot itong stories niyo about sa mga taong ginagamit ang pangalan ng caritas health shield para makapagscam, so sad to know and hear about this because on the other side people can really benefit from the package who have a legitimate contact person who are licensed health counselors in the company not those names mentioned in the blog who have questionable credibility.i'm glad i came to see this blog, and please be careful in entertaining those calls and texts you hardly know about

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  93. This comment has been removed by the author.

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  95. and please be enlightened that in this world there is nothing for free,if they pursue you to have a card for free it is a fallacy, you have to pay for any service you avail

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  96. 2x na rin kasi ako tinawagan ng caritas daw. nung una binabaan ko kasi naasar ako dahil halatang halata na panloloko.
    maniniwala ba kayong may libre pa ngayon? siguro yung card libre, pero yung benifits hindi.
    kanina lang tinawagan ulit nila ako at saktong nasa harap ako ng pc, habang kausap ko yung taga caritas, nagsesearch na ako about sa company nila. at ito ang nakita ko.
    http://www.philstar.com/punto-mo/2013/04/30/936604/health-care-fraud

    sana maupdate ang blog na to na maipaste as reference ang link na pinost ko

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  97. nyeeee ? eh member nga ako ng Caritas Health Shield eh ! for 5 years na active ako sa pag papa check-ups . at kagandahan sa card nato is pwede kahit sa Saint Lukes ! nakakalibre ako ! at paano naging scam ang Caritas ? ang mga tao sa Caritas they will not force you na mag labas ng Credit Card . nasa tao yan kung want nila mag pa membership bakit pag dating niyo ba sa office nila is hoholdapin kau para i swipe mga credit card nyo ? Caritas is Real ! at about sa health card na inaalok nila is FREE talaga ! ako nga nakuha ko ung akin ung Previlledge Card ko nagagamit ko sa mga Caritas Clinics ! baka mali lang ang pagkaka intindi nyo sa Caritas ! try ninyo mag punta ng malaman ninyo hindi ung comment ng comment at tingin ng tingin sa internet syempre Caritas lang ba health card sa phil?di ba hindi ? malamang may mga Likes and Dislikes tau . may mga Competitors din sila . db? Coz they want a client ! ee kung pangulo nga ng phils. ee may Dislikers Healthcard pa kaya ? isip isip din po diba pag may time?

    ReplyDelete
    Replies
    1. Baka isa ka sa mga nagwork run DBA kaya kung pagtakpan mo ung scam ganun ganun na lng

      Delete
  98. Those insurance scam stories were indeed very disappointing. Nang mabasa ko yung kwento ni Rose Abordo, naawa ko sa kaibigan niya kasi di naman naibigay sakanya yung ipinangakong 10 percent na commision.

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  99. I just received a text from them thru our landline Sim and I wonder how they have known it and I already have a health card, so why? I'm glad that my queries were answered when I do Google about Caritas. It's sad that the name of this health card got ruined by this scam. Hope that this will be end soon and people may be aware of this.

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  100. you just need to be careful.i've been using mine for dental check ups. i'm scared to have annual p.c.up.

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  101. I just received a phone call today. Actually last year pa to. Nagsimula sa txt then nun nacurious ako, tinwagawan ako at di na ko tinantanan. Like same other post. Binigyan nila ko ref number to claim the card. Nageexpire raw agad yun kaya kailangan ko kagad pumunta. Then nirefer nga raw ako either ng mga friends or relatives ko. Then asked for my id and bring my credit card as well daw. Napaisip ako. Why should i need to bring my card? Di na ko pumunta after. Two to three times after, same scenario. Paiba iba ng tao at number ang tumatawag. Di ko na pinupuntahan. Then kanina nun naactivate ko yun number ko after few months na di ko ginamit. May tumawag na naman. Nakakatawa lang. Sinabi ko na nun una na di ako interested iclaim pero paulit ulit ako tinatawagan ng ibat ibang tao. Tsk tsk

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  102. I would have been a victim. For insurance laws, click here.

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  103. i've been to their makati office to claim the free card. walking distance lang kasi siya from the Enterprise where I do business with USANA kaya when I went there, I had with me products na nasa distinct blue bag ng USANA. the staff were civil enough, but i expected someone will talk to me and explain what Caritas Health Shield is all about given that ang sipag-sipag nila mangulit na mag-claim ng cards sa kanila (my sister and I both received SMSs from various "agents"). wala pa din kasi ako HMO nun kaya interested din ako. they gave me a discount card good for a number of spa and dental services kaso naman anu ba yun, sa manila area lang yun parang local beauty parlor lang. the card was just the laminated board type, hindi yung plastic card na mala-ATM. then when I asked if may kakausapin pa ako kasi during my wait for them to confirm my claim code, napansin ko halos lahat ng tao na dumarating dinadala sa cubicle and kinakausap nang masinsinan, wala na daw. yun lang daw yun. coming from an MLM company, mala- traditional na "network marketing bullying tactics" yung dating sa kin nung ibang nauulinigan kong usapan. hindi na ko nag-insist and just counted myself lucky and left.

    i believe namimili din sila ng kakausapin. disente naman yung suot ko nung araw na yun, it must be the USANA bag then; they must have thought na informed na ko sa mga saliwang marketing tactics, hehe (i actually am aware of such & i hate them too). if you are really curious about the services and would like to compare them to similar health plans like Kaiser, try to visit their office sa Paseo dressed in the simplest casual attire you have (w/o jewelries, basta don't give off a "may pambayad" vibe), and don't bring your credit cards.

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  104. my mom used her gold caritas card in medical city, i've used mine in clinica caritas cubao i've had my annual physical check-up and oral prophylaxis. ingat na lang kayo sa manloloko iyon lang iyon. Godbless :D huwag maniwala sa tabi-tabi lang na kumakausap namemera lang iyon.pumunta kayo sa totoong head office.

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  105. totoong may mga nang-i-iscam.ingat sa mga mapanlokong taong ganun pero hindi rin naman maikakaila na nagagamit ang card (na nakukuha sa headoffice). pero natural bayad iyon. binayaran ng nanay ko ang gold card niya at ang card ko. nakakainis lang na may nanloloko.yuck mahiya naman sila wala na bang matinong trabaho?

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  106. Mabuti nalang at nagresearch muna ko, gusto ko na talaga kuhanin today sa qc yung free carital health shield card kuno,,,kasi kailangan ko sa mga panahon ngayon,,,
    yung 0933712900 sya na si bea concepcion,,,at yung 09981726973 sya na si abby flores,,, same add binigay nila sa harap ng landbank sa west ave,,siguro daw nagtataka ako kung bakit nila nakuha info ko,,, sabi ko oo nga paano nga ba??kesyo nirefer daw ng bank ko or baka naman sa hospitals kung saan sila affiliated, at isa ako sa 30 na maswerteng napili sa dami ng mga referrals. Matagal na rin ako kinukulit sa text at tawag minsan kailangan na kunin within the day, or hanggang tom nalang ganyan, pero magugulat nalang ako sa text meron na naman hindi pa masisiyahan tawag ng tawag, walang kasawa sawa kahit di ko na sinasagot,,,tapos nagtext na naman today, i tried to call na pero ngayon wala naman sumasagot sa sun number nila, kaya sa landline nalang ako tumawag, may caller id din pala sila at hindi daw nagmatch ang number na gamit ko sa file nila kaya tanong tanong muna sakin,,,sagot sagot lang naman ako kasi interested nako talaga kuhanin, non pala eto may blog na na ganito,,,buti nalang nag isip isip muna at nagbasa basa bago pumunta sa office nila kung hindi aksaya araw ko,,,salamat sa blogger

    ReplyDelete
  107. Note: Caritas Health Shield is a legitimate company (http://www.caritashealthshield.com.ph/), BUT there are some individuals posing as representatives and calling/texting people to go to their "office" not listed in their branches (legit branches: http://www.caritashealthshield.com.ph/branches.php)
    The impostor invited me to go to an unlisted branch, using mobile numbers 09062498609 and 09152570320.
    You can check this post, too: http://www.paetechie.com/2012/07/scam-alert-caritas-health-shield.html

    ReplyDelete
  108. CARITAS HEALTH SHIELD,Inc.
    ADVISORY:
    Please be advised that your FREE FAMILY MEDICAL CARD & GIFT CERTIFICATE are still here in our office. Kindly spare time to claim now @ MAKATI or QUEZON CITY Office. For inquiries, pls. call:
    (02)2456968
    (02)2456978
    Look for Mr. Mark San Jose, Thank you!

    ReplyDelete
  109. Pupunta na sana ako bukas buti nlang nakita ko ang blog nato.

    Details: FREE FAMILY MEDICAL CARD (19th Anniversary freebie)

    Address: UNIT 4B 4TH FLR. OPL BLDG. CARLOS PALANCA ST COR DELA ROSA MAKATI AT THE BACK OF BPI HEAD OFFICE AYALA PASEO DE ROXAS

    Contact Numbers: 5332541 / 09173733638 / 09074124247

    Contact Person: ERIKA LEE

    ReplyDelete